Aircraft registration documents and FAA paperwork on a desk with magnifying glass

Aircraft Title Search: Liens, Encumbrances, and What the FAA File Contains

Before you wire $15 million for a pre-owned jet, a $500 title search tells you whether the seller actually owns it free and clear.

In This Article

What a Title Search Actually Uncovers Why the FAA Registry Is Not Enough by Itself Common Problems Found in Title Searches How to Order a Title Search Timing in the Acquisition Process Red Flags That Should Pause a Transaction Frequently Asked Questions

What a Title Search Actually Uncovers

A standard aircraft title search runs between 350 and 800 dollars and examines every document filed with the FAA Civil Aviation Registry in Oklahoma City against a specific N-number. The registry, formally called the Aircraft Registration Branch, maintains records of ownership, security interests (liens), leases, and encumbrances for every US-registered aircraft. A title search examines this file from first registration to present.

The search reveals four critical categories of information. Current registered owner and mailing address. Chain of title showing every previous owner and the documents that transferred ownership. Outstanding liens and security interests filed by lenders, lessors, or other creditors. Any pending enforcement actions, airworthiness directives compliance records, or dealer registrations.

A clean title means no unreleased liens, no gaps in the chain of ownership, and no active disputes. A dirty title means someone other than the seller has a recorded claim against the aircraft. Buying an aircraft with an unreleased lien means you may be purchasing the seller's debt along with the airframe. The lien holder can, in some cases, repossess the aircraft from you regardless of your purchase agreement with the seller.

Why the FAA Registry Is Not Enough by Itself

You can search the FAA registry online for free at registry.faa.gov. The online tool shows current registration, aircraft model, serial number, and registered owner. What it does not show is the full document file: liens, releases, lease agreements, trust documents, and historical ownership chain. The online lookup is a snapshot. A title search is the full history.

A professional title search firm, such as AOPA Title Services, Insured Aircraft Title Service (IATS), or Oklahoma City-based firms that specialize in aviation, physically examines the microfiche and electronic records at the FAA registry. They produce a written report listing every document on file, identifying unreleased liens, and noting any irregularities in the chain.

The FAA online registry tells you who the aircraft is registered to. It does not tell you who has a financial claim on it. Those are two very different pieces of information, and confusing them has cost buyers millions.

Common Problems Found in Title Searches

Unreleased Liens

The most common finding. A previous lender filed a security interest when the current or prior owner financed the aircraft. The loan was paid off, but the lender never filed a lien release with the FAA. This is a clerical failure, not fraud, but it must be resolved before closing. The buyer's title company will require the lien holder to file a release.

Gap in Chain of Title

A bill of sale was never filed, creating a gap in ownership history. The aircraft went from Owner A to Owner C without a recorded transfer through Owner B. This happens when aircraft change hands through inheritance, corporate restructuring, or informal transactions. Closing this gap requires locating the missing parties and filing corrective documents.

Trust Registration Issues

Many US-registered aircraft are held in owner trusts, particularly when the beneficial owner is a non-US citizen. The trust structure requires specific documentation with the FAA. If the trust agreement was not properly filed, or if the trustee changed without updating the registry, the title is clouded. Resolving trust issues can take 30-90 days.

International Deregistration Complications

Aircraft previously registered outside the US may carry liens from foreign jurisdictions that do not appear in the FAA file. The Cape Town Convention's International Registry (created in 2006) maintains a separate database of international interests in aircraft. A complete pre-purchase search should include both the FAA registry and the Cape Town International Registry.

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Contact a specialized aviation title firm. Provide the aircraft N-number, serial number, and manufacturer/model. Turnaround is typically 48-72 hours for a standard search. Expedited same-day or next-day service is available at premium pricing, usually $150-$300 above the standard fee.

  • AOPA Title Services: $350-$500 for standard search, widely used by private buyers
  • Insured Aircraft Title Service (IATS): $400-$600, offers title insurance policies
  • Oklahoma Aircraft Title: $350-$450, local to the FAA registry office
  • International Registry search (Cape Town): $75-$150 additional, recommended for any aircraft over $5 million
  • Title insurance policy: $1,500-$5,000 depending on aircraft value, protects against undiscovered liens

Title insurance is not required by law, but every serious buyer should carry it. A title insurance policy protects you if a lien or ownership claim surfaces after closing that was not discovered in the standard search. The cost is minimal relative to the aircraft value and provides peace of mind for the life of your ownership.

Timing in the Acquisition Process

Order the title search immediately after the letter of intent (LOI) is signed and before the pre-buy inspection begins. The title search runs parallel to the physical inspection. If the title search reveals problems, you learn about them before committing to $50,000 to $150,000 in pre-buy inspection costs.

At closing, the title company or escrow agent verifies that all liens have been released, the bill of sale has been executed, and the new registration application (AC Form 8050-1) has been filed with the FAA. The FAA processes registration changes in 2-4 weeks. During this period, the aircraft operates on a temporary registration certificate issued by the escrow agent.

$350-$800
Title Search Cost
48-72 hrs
Typical Turnaround
FAA CARF
Filing Authority
15+ docs
Avg Records per Aircraft

Red Flags That Should Pause a Transaction

Multiple unreleased liens from different lenders suggest the aircraft has been leveraged as collateral more than once. While each individual lien may be legitimate and clearable, the pattern indicates complex financial history that warrants deeper investigation.

A seller who discourages or delays the title search is a red flag. Legitimate sellers have nothing to hide in the FAA file and welcome the diligence. A seller who pushes for a quick close without title review may be aware of problems they hope you will not discover.

Tax liens from the IRS or state tax authorities attached to the aircraft are serious. Federal tax liens survive ownership transfer in some cases. Consult aviation counsel before proceeding with any aircraft that has government liens recorded against it.

Brian Galvan

Written By

Brian Galvan

Founder, The Jet Finder ยท Private Aviation Operations & Technology

Former Director of Technology at FlyUSA (Inc. 5000 fastest-growing private jet company). Decade of hands-on experience across Part 135 operations, charter sales, fleet management, and aviation data systems.

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Common Questions

Frequently Asked Questions


7 questions about aircraft title searches and FAA records

They should not. But some first-time buyers rely on the seller's representations or assume the broker has checked. Neither is adequate. The title search is the buyer's protection, not the seller's responsibility. Skipping it to save $500 on a multimillion-dollar transaction is the most expensive economy in aviation acquisition.

No. The FAA online tool shows the current registered owner and aircraft status. It does not show liens, security interests, leases, or historical ownership documents. An aircraft can show as actively registered with a clean status while carrying multiple unreleased liens in the physical file. Only a professional title search examines the complete document record.

Simple cases where the lender acknowledges the loan is paid and files a release: 5-10 business days. Complex cases where the lender has been acquired by another institution, gone bankrupt, or lost records: 30-90 days. In rare cases involving disputed ownership or litigation holds, lien clearance can take 6-12 months and may require court orders.

Yes. A title insurance policy specifically covers losses from liens, encumbrances, and ownership claims that were not discovered in the pre-closing title search. Coverage typically equals the purchase price of the aircraft. Premiums are a one-time payment at closing, ranging from $1,500 to $5,000 depending on aircraft value.

Absolutely. The Cape Town Convention International Registry (created under the 2001 Convention on International Interests in Mobile Equipment) records international interests in aircraft. A US-registered aircraft may have international interests filed against it, particularly if it has operated internationally or was previously registered in another country. The search costs $75-$150 and takes minutes.

You do not purchase from the FAA; you purchase from the registered owner. The FAA is the recording authority, not the seller. The registry records ownership transfers after they occur. You can legally close a purchase without a title search, but doing so means you accept all undisclosed liens and encumbrances. No aviation attorney would recommend this.

The buyer loses the aircraft and must pursue legal remedies against the seller for breach of warranty. Recovery depends on the seller's solvency, jurisdiction, and the terms of the purchase agreement. In many cases, the buyer's only realistic recourse is litigation, which is expensive and uncertain. Title insurance eliminates this risk entirely.

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